Find the right gear
Choose your perfect bicycle and accessories, then use our store locator to find a participating Trek Bicycle store near you.
Ride now, pay later with 0% APR finance
At Trek, we make financing purchases more simple allowing you to get what you love today, and pay over time. Get bike finance that works for you with convenient, stress-free payment options starting at 0% Annual Percentage Rate (APR) for 6, 12, 18 or 24 months, based on creditworthiness.* After 24 months, standard APR as published in store will apply for non-promotional purchases.
Interest free finance is available for making purchases of £250 or more at participating Trek Bicycle stores, based on availability, and subject to approval of Novuna Personal Finance**. Finance options are currently not accepted on trekbikes.com.
Confirm eligibility
Visit your local Trek Bicycle store and cruise through a convenient eligibility check with our finance partner. To apply for finance, you will need your bank details and a debit or credit card to pay the deposit.
Ride
Provided you meet the lending criteria, your finance application will be approved*. This process is instant. Once you’re approved in-store, complete your purchase and ride on!
Representative example payment plans
Finance is available on both reduced and full price bikes. Still not sure? To make things easy, we’ve put together a few examples that show how our bike finance options work, including what you’ll pay monthly and the total cost of your order.
INTEREST-FREE FINANCE EXAMPLES at 0% APR
for 24 months on different purchase values
Buy this e-bike from £80.63 per month
Verve+ 1 LT is a lightweight electric city bike that will help you ride more and feel better doing it!
Representative Example:
Price: £2150
Deposit: £215
Amount of credit: £1935
Interest Rate: 0.00% p.a. fixed
Representative: 0.00% APR
Monthly Repayment:
24 monthly payments of £80.63.
Total Term: 24 months
Total amount payable: £2150
Buy this e-bike from £262.50 per month
Rail 8 is our top-of-the-line alloy electric mountain bike with long-travel suspension.
Representative Example:
Price: £7000
Deposit: £700
Amount of credit: £6300
Interest Rate: 0.00% p.a. fixed
Representative: 0.00% APR
Monthly Repayment:
24 monthly payments of £262.50
Total Term: 24 months
Total amount payable: £7000
Buy this e-bike from £138.75 per month
Allant+ 7 is an award-winning e-bike built for riders and commuters who want a stylish, durable e-bike with the added road-smoothing benefits of a suspension fork.
Representative Example:
Allant+ 7
Price: £3700
Deposit: £370
Amount of credit: £3330
Interest Rate: 0.00% p.a. fixed
Representative: 0.00% APR
Monthly Repayment:
24 monthly payments of £138.75
Total Term: 24 months
Total amount payable: £3700
INTEREST-FREE FINANCE EXAMPLES at 0% APR
for 12 months on different purchase values
Buy this bike from £76.88 per month
FX 3 Disc is a versatile hybrid bike that's primed for performance, comfort and utility. It has features like a lightweight aluminium frame and a carbon fork.
Representative Example:
FX 3 Disc
Price: £1025
Deposit: £102.50
Amount of credit: £ 922.50
Interest Rate: 0.00% p.a. fixed
Representative: 0.00% APR
Monthly Repayment:
12 monthly payments of £76.88
Total Term:12 months
Total amount payable: £1025
Buy this bike from £63.75 per month
Marlin 6 is the perfect ride for progressing your skills on the trails. Integrated rack and kickstand mounts make it easy to add accessories to this versatile steed.
Representative Example:
Marlin 6 Gen 3
Price £850
Deposit: £85
Amount of credit: £ 765
Interest Rate: 0.00% p.a. fixed
Representative: 0.00% APR
Monthly Repayment:
12 monthly payments of £63.75
Total Term:12 months
Total amount payable: £850
Buy this e-bike from £187.50 per month
Marlin+ 6 is an electric mountain bike that's ready to power up your trail rides without breaking the bank.
Representative Example:
Marlin+ 6
Price £2500
Deposit: £250
Amount of credit: £2250
Interest Rate: 0.00% p.a. fixed
Representative: 0.00% APR
Monthly Repayment:
12 monthly payments of £187.50
Total Term:12 months
Total amount payable: £2500
*Trek is not liable for or in charge of the criteria and can't guarantee that the application will be approved. No rights for consumer or obligations for Trek will arise of this. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
**Trek Bicycle Corporation Ltd, Victory South, The Park MK, Ortensia Drive, Milton Keynes, MK17 8LX (FRN 746488) are authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender. Credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC trading as Novuna. Available on orders over £250. Terms and conditions apply.
Frequently asked questions
How do I order a bike with 0% finance?
Finance is available across our Trek Bicycle store network. You can find your local store here.
Drop in and speak to a member of our team who will be happy to help you. To apply for finance, you will need your bank details and debit or credit card to pay the deposit. On occasion our finance provider may request additional proof of identity, such as a recent address confirmation or ID.
Finance options are currently not available on trekbikes.com.
How will I know what is available for 0% finance?
Finance is based on minimum order of £250 with 10% deposit & 90% finance credit. Total orders under £250 are not eligible for finance.
Will there be a return period (30 days)?
If you’re not in love with your purchase within the first 30 days, we will take it back without any additional charges or hassle. Details of our return policy can be found here.
Who is our finance provider?
Finance is provided by Novuna Personal Finance, with Trek Bicycle acting as your credit broker. Novuna Personal Finance is one of the UK’s leading financial services companies with millions of customers across the UK and reputation for providing innovative finance solutions that help consumers and businesses realise their ambitions.
Who is eligible for finance?
To apply for finance you must be:
• at least 18 years old
• be either: in full time employment (i.e. 16 hours, or more, per week) off probation; or self-employed; or retired and over 50 years of age or in receipt of an invalidity or disability allowance
• a UK resident (for at least 3 years)
When do my repayments start?
Your monthly repayments will begin one month after your purchase.
What happens if my application is declined?
If your application is declined, you will have the option of choosing an alternative method of payment.
If my application is not successful, can I re-apply?
Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down. We do suggest however, that you leave at least 6 months between applications.
Can I have my order delivered to my home address?
Orders can only be collected in a store. We cannot send your purchase via home delivery.
Who should I contact if I have an issue or complaint?
On the rare occasion that we do receive a complaint, we take it very seriously. If you are unhappy with the any aspect of the goods you purchased with us contacting the Trek retailer you made your purchase from is usually the quickest way to get you rolling again. Our Customer Care team is also available at 01908 360140 Monday to Friday - 09:30 to 13:00 and 14:00 to 16:00 (GMT) or by email at [email protected]. If you want to write to us, our address is Trek Bicycle Corporation Ltd, Victory House South, The Park MK, Ortensia Drive Milton Keynes MK17 8LX.
If your complaint relates to your finance agreement:
If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it on to your credit provider Novuna. Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.
What to do if you can't reach an agreement:
If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novuna’s final response letter to you.
They can be contacted in the following ways:
•Write: Financial Ombudsman Service, Exchange Tower, London, E14 9SR
•Telephone: 0300 123 9 123
•E-mail: [email protected]
Further details can be found on the Financial Ombudsman Service website: www.financial-ombudsman.org.uk